First Security State Bank Cedar Falls: 319-266-0474 \ Evansdale: 319-235-6731 \  Waterloo: 319-233-1181
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Interest Rates

 

Interest rates are at the discretion of FSSB and are subject to change at any time.  The following rates are effective as of 4/16/2014.

Certificates of Deposit

CD Minimum Deposit Term APY* Interest rate
  $1,000 3 months 0.20% 0.20%
  $1,000 6 months 0.25% 0.25%
  $1,000 12 months 0.35% 0.35%
  $1,000 24 months 0.55% 0.55%
  $1,000 30 months 0.55% 0.55%
  $1,000 36 months 0.80% 0.80%
  $1,000 48 months 0.80% 0.80%
  $1,000 60 months 1.10% 1.10%
 
 
 
CD SPECIALS Term APY* Interest rate
  $5,000 13 months 0.55% 0.55%
  $5,000 27 months 0.95% 0.95%
  $5,000 37 months 1.15% 1.15%
JUMBO CD`S Term APY* Interest rate
  $50,000 13 months 0.65% 0.65%
  $50,000 27 months 1.05% 1.05%
  $50,000 37 months 1.25% 1.25%
 

*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)

 

Money Market Accounts

Money Market Accounts*** ($1,000 minimum to open)1 APY* Interest rate
  $0-999 0.00% 0.00%
  $1,000-24,999 0.15% 0.15%
  $25,000-99,999 0.25% 0.25%
  $100,000+ 0.45% 0.45%
Platinum Money Market Accounts***($5,000 minimum to open)1 APY* Interest rate
  $0-4,999 0.00% 0.00%
  $5,000-14,999 0.20% 0.20%
  $15,000-49,999 0.30% 0.30%
  $50,000-99,999 0.40% 0.40%
  $100,000-250,000 0.50% 0.50%
  250,000+ 0.60% 0.60%
 

*APY - Annual Percentage Yield ***Fees may reduce earnings. 

1 Variable rates subject to change after account opening

 

Other Savings Accounts

Other Savings Accounts*** APY* Interest rate
  $25 Savings Account 0.10% 0.10%
  $25 Christmas Club 0.10% 0.10%
  $1,000 Checking w/Interest 0.05% 0.05%
 

*APY - Annual Percentage Yield
***Fees may reduce earnings.

IRAs

IRAs Term APY* Interest rate
  $100 Variable Savings 0.25% 0.25%
  $500 6 month CD 0.25% 0.25%
  $500 12 month CD 0.35% 0.35%
  $500 24 month CD 0.55% 0.55%
  $500 30 month CD 0.55% 0.55%
  $500 36 month CD 0.80% 0.80%
 

*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)

 

           

 


 

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