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Interest rates are at the discretion of FSSB and are subject to change
at any time. The following rates are effective as of
5/1/2013.
Certificates of Deposit
|
| CD Minimum Deposit |
Term |
APY* |
Interest
rate |
| |
$1,000 |
3 months |
0.20% |
0.20% |
|
| |
$1,000 |
6 months |
0.35% |
0.35% |
|
| |
$1,000 |
12 months |
0.45% |
0.45% |
|
| |
$1,000 |
24 months |
0.75% |
0.75% |
|
| |
$1,000 |
30 months |
0.75% |
0.75% |
|
| |
$1,000 |
36 months |
0.90% |
0.90% |
|
| |
$1,000 |
48 months |
1.10% |
1.10% |
|
| |
$1,000 |
60 months |
1.35% |
1.34% |
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| CD SPECIALS |
Term |
APY* |
Interest
rate |
| |
$5,000 |
11 months |
.60% |
.60% |
|
| |
$5,000 |
29 months |
1.05% |
1.05% |
|
| |
$5,000 |
37 months |
1.20% |
1.20% |
|
| JUMBO CD`S |
Term |
APY* |
Interest
rate |
| |
$50,000 |
11 months |
.70% |
.70% |
|
| |
$50,000 |
29 months |
1.15% |
1.145% |
|
| |
$50,000 |
37 months |
1.30% |
1.29% |
|
| |
*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply) |
Money Market Accounts
|
| Money Market Accounts*** ($1,000 minimum to open)1 |
APY* |
Interest
rate |
| |
$0-999 |
|
0.00% |
0.00% |
|
| |
$1,000-24,999 |
|
0.20% |
0.20% |
|
| |
$25,000-99,999 |
|
0.30% |
0.30% |
|
| |
$100,000+ |
|
0.55% |
0.55% |
|
| Platinum Money Market Accounts***($5,000 minimum to open)1 |
APY* |
Interest
rate |
| |
$0-4,999 |
|
0.00% |
0.00% |
|
| |
$5,000-14,999 |
|
0.25% |
0.25% |
|
| |
$15,000-49,999 |
|
0.35% |
0.35% |
|
| |
$50,000-99,999 |
|
0.45% |
0.45% |
|
| |
$100,000-250,000 |
|
0.60% |
0.60% |
|
| |
250,000+ |
|
0.75% |
0.75% |
|
| |
*APY - Annual Percentage Yield ***Fees may reduce earnings.
1 Variable rates subject to change after account opening
|
Other Savings Accounts
|
| Other Savings Accounts*** |
APY* |
Interest
rate |
| |
$25 |
Savings Account |
0.15% |
0.15% |
|
| |
$25 |
Christmas Club |
0.15% |
0.15% |
|
| |
$1,000 |
Checking w/Interest |
0.05% |
0.05% |
|
| |
*APY - Annual Percentage Yield
***Fees may reduce earnings. |
IRAs
|
| IRAs |
Term |
APY* |
Interest
rate |
| |
$100 |
Variable Savings |
0.35% |
0.35% |
|
| |
$500 |
6 month CD |
0.35% |
0.35% |
|
| |
$500 |
12 month CD |
0.45% |
0.45% |
|
| |
$500 |
24 month CD |
0.75% |
0.75% |
|
| |
$500 |
30 month CD |
0.75% |
0.75% |
|
| |
$500 |
36 month CD |
0.90% |
0.90% |
|
| |
*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)
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