First Security State Bank Cedar Falls: 319-266-0474 \ Evansdale: 319-235-6731 \  Waterloo: 319-233-1181
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Interest Rates

 

Interest rates are at the discretion of FSSB and are subject to change at any time.  The following rates are effective as of 9/1/2010.

Certificates of Deposit

CD Minimum Deposit Term APY* Interest rate
  $1,000 3 months 0.50% 0.50%
  $1,000 6 months 0.70% 0.70%
  $1,000 12 months 0.90% 0.90%
  $1,000 24 months 1.30% 1.29%
  $1,000 30 months 1.40% 1.39%
  $1,000 36 months 1.80% 1.79%
  $1,000 48 months 2.15% 2.13%
  $1,000 60 months 2.90% 2.87%
 
 
 
 
 
 
 
 
 
 
CD SPECIALS Term APY* Interest rate
  $5,000 28 months 1.55% 1.54%
  $5,000 39 months 2.45% 2.43%
 
JUMBO CD`S Term APY* Interest rate
  $50,000 28 months 1.65% 1.64%
  $50,000 39 months 2.55% 2.53%
 

*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)

 

Money Market Accounts

Money Market Accounts*** ($1,000 minimum to open)1 APY* Interest rate
  $0-999 0.00% 0.00%
  $1,000-24,999 0.20% 0.20%
  $25,000-99,999 0.55% 0.55%
  $100,000+ 0.85% 0.85%
 
Platinum Money Market Accounts***($5,000 minimum to open)1 APY* Interest rate
  $0-4,999 0.00% 0.00%
  $5,000-14,999 0.30% 0.30%
  $15,000-49,999 0.55% 0.55%
  $50,000-99,999 0.70% 0.70%
  $100,000-250,000 1.00% 1.00%
  250,000+ 1.20% 1.19%
 

*APY - Annual Percentage Yield ***Fees may reduce earnings. 

1 Variable rates subject to change after account opening

 

Other Savings Accounts

Other Savings Accounts*** APY* Interest rate
  $25 Savings Account 0.15% 0.15%
  $25 Christmas Club 0.15% 0.15%
  $1,000 Checking w/Interest 0.05% 0.05%
 

*APY - Annual Percentage Yield
***Fees may reduce earnings.

IRAs

IRAs Term APY* Interest rate
  $100 Variable Savings 0.70% 0.70%
  $500 6 month CD 0.70% 0.70%
  $500 12 month CD 0.90% 0.90%
  $500 24 month CD 1.30% 1.29%
  $500 30 month CD 1.40% 1.39%
  $500 36 month CD 1.80% 1.79%
 

*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)

 

           

 


 

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