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Interest rates are at the discretion of FSSB and are subject to change
at any time. The following rates are effective as of
9/1/2010.
Certificates of Deposit
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| CD Minimum Deposit |
Term |
APY* |
Interest
rate |
| |
$1,000 |
3 months |
0.50% |
0.50% |
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$1,000 |
6 months |
0.70% |
0.70% |
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$1,000 |
12 months |
0.90% |
0.90% |
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$1,000 |
24 months |
1.30% |
1.29% |
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$1,000 |
30 months |
1.40% |
1.39% |
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$1,000 |
36 months |
1.80% |
1.79% |
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$1,000 |
48 months |
2.15% |
2.13% |
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$1,000 |
60 months |
2.90% |
2.87% |
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| CD SPECIALS |
Term |
APY* |
Interest
rate |
| |
$5,000 |
28 months |
1.55% |
1.54% |
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$5,000 |
39 months |
2.45% |
2.43% |
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| JUMBO CD`S |
Term |
APY* |
Interest
rate |
| |
$50,000 |
28 months |
1.65% |
1.64% |
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$50,000 |
39 months |
2.55% |
2.53% |
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*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)
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Money Market Accounts
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| Money Market Accounts*** ($1,000 minimum to open)1 |
APY* |
Interest
rate |
| |
$0-999 |
|
0.00% |
0.00% |
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$1,000-24,999 |
|
0.20% |
0.20% |
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$25,000-99,999 |
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0.55% |
0.55% |
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$100,000+ |
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0.85% |
0.85% |
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| Platinum Money Market Accounts***($5,000 minimum to open)1 |
APY* |
Interest
rate |
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$0-4,999 |
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0.00% |
0.00% |
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$5,000-14,999 |
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0.30% |
0.30% |
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$15,000-49,999 |
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0.55% |
0.55% |
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$50,000-99,999 |
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0.70% |
0.70% |
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$100,000-250,000 |
|
1.00% |
1.00% |
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250,000+ |
|
1.20% |
1.19% |
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*APY - Annual Percentage Yield ***Fees may reduce earnings.
1 Variable rates subject to change after account opening
|
Other Savings Accounts
|
| Other Savings Accounts*** |
APY* |
Interest
rate |
| |
$25 |
Savings Account |
0.15% |
0.15% |
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$25 |
Christmas Club |
0.15% |
0.15% |
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$1,000 |
Checking w/Interest |
0.05% |
0.05% |
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*APY - Annual Percentage Yield
***Fees may reduce earnings. |
IRAs
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| IRAs |
Term |
APY* |
Interest
rate |
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$100 |
Variable Savings |
0.70% |
0.70% |
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$500 |
6 month CD |
0.70% |
0.70% |
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$500 |
12 month CD |
0.90% |
0.90% |
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$500 |
24 month CD |
1.30% |
1.29% |
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$500 |
30 month CD |
1.40% |
1.39% |
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$500 |
36 month CD |
1.80% |
1.79% |
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*APY - Annual Percentage Yield (The annual percentage yield assumes that interest remains on deposit until maturity and that a withdrawal will reduce earnings. Early withdrawal penalty may apply)
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