First Security State Bank Cedar Falls: 319-266-0474 \ Evansdale: 319-235-6731 \  Waterloo: 319-233-1181
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Personal Banking Services
Deposit Accounts Lending Solutions Money Market Accounts/CDs Additional Services Bill Pay Personal Credit Cards

Deposit Accounts

 

 
Minimum
to Open
Minimum Balance to
Avoid Monthly
Maintenance Fee
Monthly
Maintenance
Fee
Interest
Paid
Debit
Card
First Free
$50.00
N/A
None
No
$1.50 1
First Choice
$100.00
$100.00
$9.00
Yes 2
$1.50 1
First Choice Plus & Gold
$100.00
N/A
$7.00/$3.50-Gold
Yes
Free 1
Savings
$25.00
$200.00
$2.00
Yes
N/A

1 Receipt of a debit card requires bank approval
2 Interest on Balances over $1000.00

 

 


Regular Savings Accounts

  • $25 minimum opening balance
  • $200 minimum balance
  • Variable interest rate
  • Monthly fees:
    • $2 if balance falls below minimum - Maintenance Fee
    • $1 per withdrawal after 3 withdrawals - Excess Item Fee

Christmas Club

  • No minimum balance
  • Variable interest rate
  • No service charge
  • Deposits may be made by automatic transfer:
    • weekly
    • bi-weekly
    • monthly
  • Checks or automatic deposit disbursed into checking or savings account in October

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