Deposit Accounts
| |
Minimum
to Open |
Minimum Balance to
Avoid Monthly
Maintenance Fee |
Monthly
Maintenance
Fee |
Interest
Paid |
Debit
Card |
| First Free |
$50.00 |
N/A |
None |
No |
$1.50 1 |
| First Choice |
$100.00 |
$100.00 |
$9.00 |
Yes 2 |
$1.50 1 |
| First Choice Plus & Gold |
$100.00 |
N/A |
$7.00/$3.50-Gold |
Yes |
Free 1 |
| Savings |
$25.00 |
$200.00 |
$2.00 |
Yes |
N/A |
1 Receipt of a debit card requires bank approval
2 Interest on Balances over $1000.00
Regular Savings Accounts
- $25 minimum opening balance
- $200 minimum balance
- Variable interest rate
- Monthly activity fee
- $2 if balance falls below minimum
- $1 per withdrawal after 3 withdrawals
Christmas Club
- No minimum balance
- Variable interest rate
- No service charge
- Deposits may be made by automatic transfer:
- Checks or automatic deposit disbursed into checking or savings account in October

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