First Security State Bank- Your Source for Personal Loan Solutionsjavascript:void(0)

Home Personal Personal Lending Solutions

Mortgages, Auto Loans & Home Equity Lines of Credit

You have dreams and aspirations for yourself or your family, things like a new home or a better, safer vehicle. First Security State Bank wants to help you on your quest for a better life, which is why we partner with you to help you get the funding you need through a variety of loan options with decisions made quickly and efficiently.

Personal Loans

Personal loans from First Security State Bank are a great financial tool because of their flexibility. Personal loans can be used to pay for emergency medical expenses, a new boat, home improvements or a wide variety of other things you need financing for.

Auto Loans

Your vehicle is something you rely on every day to get you to work, to pick up the kids or run to the grocery store. However, when your car is past its prime, it can turn into a nuisance, a money pit and a potential danger. First Security State Bank specializes in auto loans to help you get the vehicle you need. Get in touch with First Security State Bank today to see how we can help with your auto loan needs.


Whether you are looking to purchase a new home or refinance your current home, the mortgage lenders at First Security State Bank are ready to help!

Finding the right mortgage for your home purchase is our priority. The experienced mortgage lenders at First Security State Bank present you only with options that best fit your needs, and help you understand the pros and cons of each mortgage loan option so you know exactly what you are getting. This not only applies to mortgages on local properties, but also mortgages on vacation homes.

Refinancing your mortgage through First Security State Bank gets you the same commitment to service and finding the best option to help you pay off your current mortgage loan.

Contact us today for a FREE prequalification for your home loan!  Feel free to contact Melody by email or phone to get started.  Call 319-266-0474 and ask to speak to Melody.

For assistance with your home mortgage needs, contact our mortgage lender: Melody Nevenhoven (NMLS #483062).

View our current mortgage rates.


Home Equity Line of Credit

Security Plus is a home equity line of credit (HELOC) that comes with a variable interest rate. The Security Plus home equity line of credit can be used as long as you need it for home improvements, remodels and additions.

Construction Loans

Construction Loans are another lending option from First Security State Bank designed to help you get the financing you need to build your dream home. First Security State Bank can finance you or your contractor during the building process, and works to keep things simple so you can worry about your new home instead of financial items. Building your own home requires a lot of planning, so be sure to look at our resources – Homeowner to Self Contract and the Construction Information Checklist – as well as speak with one of our lenders before taking on this project.

From personal and auto loans to mortgages, home equity lines of credit and construction loans, First Security State Bank is ready to help with the financing you need for the milestones in your life! Contact us today to get started!